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(26 reviews)
Author: Jae W.Oh CLU? ChFC?
ISBN : B009P3QH32
New from $7.99
Format: PDF, EPUB
Download file now Free Maximize Your Medicare (2014 Edition): Understanding Medicare, Protecting Your Health, and Minimizing Costs [Kindle Edition] from mediafire, rapishare, and mirror link
You will automatically receive Maximize Your Medicare (2014 Edition) when Medicare cost-sharing details are updated. This makes this ebook very different: you are receiving a subscription because the book will change as the Medicare system changes. THIS SPECIAL PRICE WILL END ON OCTOBER 15, 2013. This book will be included as a part of Kindle MatchBook: buy the paperback edition, and receive the e-book edition for just $2.99. That means that you can buy the paperback and get the updates in the future for only $2.99 because the Kindle version will be continuously updated.
This book is not affiliated with any political, social, or financial organization. The book is not affiliated with any insurance company, and the recommendations of the book are not affiliated with any financial organization. There is no political agenda associated with this book: it is written for the benefit of the Medicare beneficiary, their families, and their advisers.
Maximize Your Medicare explains:
* What Medicare is
* How/when to enroll
* Your rights and options when you become eligible for Medicare
* The characteristics of Medicare Advantage and Medigap plans
* How private plans (group, Medicare Advantage, Medigap) interact with Medicare
* How prescription drug benefits work under Medicare Part D
* How to choose among employer (group) plans and private plans
Medicare is frequently misunderstood for many reasons: confusing dates, perplexing rules, excessive advertisements. Maximize Your Medicare is intended to address these misunderstandings, so you can choose the right option for yourself. The book includes examples of real-life cases, which may be similar to the situation that you may face. The bottom line: you are not alone and the situation you face may be similar to the situation that others have faced.
Maximize Your Medicare can help you from making costly errors. It is NOT ENOUGH to simply know the basics of Medicare. The fine print, and changing situation can mean the difference between saving money, or paying out-of-pocket expenses, that may have been excessive or unnecessary, if you had the correct information.
Maximize Your Medicare offers tips on how to get extra benefits and shows you benefits that you may not have known existed. The book FULLY explains why your out-of-pocket expenses may be higher than you expected, and what to do to avoid them. In addition, there are special sections which describe some special groups of beneficiaries, from veterans to governmental employees to the seriously ill. Special attention is devoted to those that are part of employer-sponsored group plans.
Current beneficiaries need to know. Employers, including companies and governments, are changing the nature of retiree healthcare benefits. The result is that these retirees will need to fully understand Medicare, so that they can choose among the options available. Maximize Your Medicare specifically assists in the process of making this difficult choice.
Adult-age children need to know Medicare. The fact is that senior parents may turn to adult-age children for help. Adult-age children of the so-called "Sandwich Generation" will need a place to begin to understand Medicare, and sort through all of the information that their senior parent has received. Maximize Your Medicare creates a framework of understanding for the Sandwich Generation, so that a senior parent can be helped. The same can be said for caregivers.
Retirement planning rightfully begins here: healthcare expenses can drain the retirement savings if healthcare costs are not properly taken into account. To think that portfolio returns will exceed the expenses, should extensive healthcare costs be incurred, is ignoring financial market reality. To think that estate planning documents will save more than the costs of potential out-of-pocket expenses is ignoring legislative reality. Thus, elder law attorneys/financial planners will serve their clients best by
helping them with potential healthcare costs first.
Download latest books on mediafire and other links compilation Free Maximize Your Medicare (2014 Edition): Understanding Medicare, Protecting Your Health, and Minimizing Costs [Kindle Edition]
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- Print Length: 162 pages
- Sold by: Amazon Digital Services, Inc.
- Language: English
- ASIN: B009P3QH32
- Text-to-Speech: Enabled
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- Amazon Best Sellers Rank: #160,771 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Free Maximize Your Medicare : Understanding Medicare, Protecting Your Health, and Minimizing Costs
I got this instead of the Dummy book (cuz Dummy was not yet published--due out in 6 months). This book is highly satisfying, and it gives good, specific, advice.
I next read the annual paperback manual which is put out by the Medicare people in Washington, and is free, very clearly written, and has state-specific info bound into the book as appendices, depending on which state you live in. As with any government document, it maintains a neutral point of view. My mother swears by this manual, which is mailed to Medicare participants in the fall of each year. She actually reads it. You should too. Free at www dot medicare dot gov.
In my opinion, you will need both manuals. They can each be read in 2-4 hours, since many chapters are simply not applicable.
The strength of Maximizing your Medicare is that it recommends certain plans, for example, Medigap. It also has abundant little 1/2-page case studies in what not to do.
The government annual Medicare book has great tables. One is a simple one-page flowchart showing the difference between The Medicare Part C (i.e. Advantage a.k.a. HMO/PPO options) vs. Medigap. Another is a listing of all the Medigap (a.k.a. Supplemental) plans, from F, G, etc etc (I call them the alphabet soup plans, to avoid confusing with Medicare parts A/B/C/D. The state-specific appendix shows the Satisfaction Rankings for all the different providers, such as Cigna, Aetna, Humana, etc.
If this is helpful, please click "helpful." If not, leave me a comment. Thanks.
By D. Chambers
The universe of books that purport to give you advice about Medicare is large. The difference between this and other books about Medicare is that it's the only one that I've seen that really lays out key decision points in terms of consequences and strategies. I live near a large senior-only community, and I've heard the complaints about Medicare and a few vague stories about some of the mistakes people had made. It wasn't until I read this book that I understood what they were talking about. The amazing thing is that I'm pretty sure that people who have made and will make the mistakes that the author is describing might not even appreciate their mistakes until it's too late.
By Charles C. Park
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